Investor Relations

D/L Composition

Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 450,992 551,394 581,093 605,581
Gross Loans HFI Growth 30.76 31.66 21.54 16.86
1-4 Family Loans/ Loans 13.84 14.32 14.87 14.40
Multifamily Loans/ Loans 1.19 1.04 0.97 0.77
Commercial Real Estate Loans/ Loans 33.63 34.27 34.81 35.42
Commercial & Multifamily Real Estate Loans/ Loans 34.81 35.31 35.78 36.20
Real Estate Loans/ Loans 48.66 49.63 50.66 50.60
Construction & Development Loans/ Loans 7.94 9.90 10.62 10.43
Home Equity Loans/ Loans 2.90 2.79 2.77 2.75
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.41 0.40 0.37 0.39
Other Consumer Loans/ Loans 9.39 8.79 8.08 7.70
Consumer Loans/ Loans 12.70 11.98 11.23 10.84
Commercial Loans/ Loans 30.70 28.49 27.49 28.13
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0.01 0.01
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 473,047 569,998 630,179 652,846
Deposit Growth 39.71 32.46 42.23 14.39
Transaction Acct Deps/Tot Deps 20.64 17.08 16.64 17.80
Savings Acct Deps/Tot Deposits 0.72 0.73 0.66 0.72
Money Mkt Deps/Tot Deposits 39.98 39.79 37.16 37.21
MMDA & Savings/Total Deposits 40.70 40.51 37.82 37.93
Retail Time Deps/Tot Deposits 15 13.49 17.24 16.90
Jumbo Time Deposits/ Deposits 23.65 28.92 28.30 27.37
Tot Time Deposits/Tot Deposits 38.66 42.40 45.54 44.27
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 61.34 57.60 54.46 55.73
Core Deposits/Total Deposits 76.35 71.08 71.70 72.63
Noninterest-bearing Deposits/ Deposits 18.81 15.73 14.98 15.96
Interest-bearing Deposits/ Deposits 81.19 84.27 85.02 84.04
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.